Envisso Overview
4 min
the only solution designed to enable payment companies to turn the management of merchant risk into a profit driver envisso (formerly kinetic) began with a focus on enabling payments companies to more effectively understand and mitigate merchant credit risk we are now combining our deep understanding of financial risk with the power of ai to provide the most complete view of merchant risk possible whenever payments are involved, counterparty risk is unavoidable but for too long, the way risk is managed has held both sides back envisso rebalances the risk relationship with a solution that turns managing it into a growth enabler for both the payments companies and merchants they serve with envisso, payment companies can identify and mitigate credit, fraud, compliance and overall merchant risk with unprecedented clarity we are working with global leaders in payments and insurance and are only just getting started reach out if you want to learn more envisso solution merchant score & monitor automated merchant credit and compliance risk scoring for onboarding and ongoing monitoring risk protection insurance credit insurance embedded with transactions that protects payments companies against merchant default and removes the need to take collateral envisso merchant score & monitor merchant score & monitor enables payment service providers (psps) to effectively manage the risk of their merchants from initial onboarding and throughout the merchant lifecycle this is delivered via the envisso risk console , a web based analytics platform that allows psp's risk, operations and commercial team to better understand their merchant portfolio envisso risk protection insurance risk protection insurance offers psps the ability to shift credit risk to insurers onboard merchants faster automated risk assessment with instant protection insurance pricing and no collateral negotiations free up working capital no collateral or delayed settlements required from merchants or partners lower cost to merchants insurance costs merchants and partners less than the funding cost of collateral better risk acquirer protection understand merchant and partner risk better with stronger protection than collateral risk protection insurance case study